Types of Insurance
Personal Injury
These include incidents such as slips, trips, and falls
Property Loss
For fire and any man-made or natural disaster
Automobile Liability
State owned, leased, watercraft, or privately owned vehicles within the course and scope of employment and receiving compensation for mileage
Out of State Liablity
Provides commercial general liability and auto liablity for University employees working out of the state of Oklahoma in the course and scope of their employment for the University. Coverage territory includes Canada and Puerto Rico.
Foreign Liability
Provides commercial general liability, employers liability and auto liability for University Employees working outside of the United States, Canada and Puerto Rico, while in the course and scope of their employment for the University.
Educators Legal Liability (formerly the Directors, Officers, and Employees Errors)
Actual or alleged "Wrongful Acts" by employees
Employee Dishonesty
Loss of money or property resulting from employee theft
Vehicle Liability Insurance and International Travel Information
Vehicle Liability Insurance Memo 092424
APD and Inland Marine
Departments have the ability to purchase Inland Marine insurance coverage for very expensive pieces of equipment and Auto Physical Damage (APD) coverage for University-owned automobiles. For more information on these lines of coverage or to get a quote, please contact risk-management@ouhsc.edu.
For more information or questions on insurance please contact our office at 405-271-3287.
*As a reminder, all types of insurance that University departments may need to secure to meet contractual obligations, requires review and approval from Enterprise Risk Management prior to securing coverage.